Roth Ira Contribution Limits 2024 Married. You can contribute to an ira at any age. To be eligible to contribute the maximum amount in 2024, your modified adjusted gross income (magi) must be less than $146,000 (up from $138,000 last year) if single or between $230,000 and.

Roth ira in 2024, single filers must make less than $146,000 to contribute to a roth ira and married couples filing jointly must make less than $230,000. The ability to make roth ira contributions is phased out for workers who earn more than $138,000 as an individual and $218,000 as a married couple in 2023.